Wells Fargo Bank Account Agreement

Posted by Admin on Oct 13, 2021 in Uncategorized |

If an eligible account is held by more than one person (joint account) or has an authorized representative or delegate, any person may give us instructions (written, electronic or oral); make all decisions; receive information; or make a request in connection with the Eligible Account and related online financial services, to the extent permitted by the agreements on the Eligible Account. In this section, “Account(s)” refers to each of the accounts above. If we do not make a transfer to or from your account in a timely manner or in the correct amount in accordance with our agreement with you, we will be liable for your loss or damage. However, there are a few exceptions. For example, we are not responsible if: For more information about real-time payments, please see your Eligible Account Agreement. In addition, you must cancel your online financial services by notifying us at 1-800-956-4442 or the phone number on your bank statement. A dispute is any unresolved disagreement between you or between you and us. Disputes include: You agree to appoint delegates only in accordance with the requirements we provide to you. This provision prevails over any conflicting provision of any other agreement you have with us. We may stop offering delegate options or allowing delegates to access your eligible account or online financial services at any time without notice.

There is no monthly service fee for Bill Pay. However, there is a service fee for the SDP service. Account fees (for example. B, monthly service, overdraft) may apply to the deposit account. For more information about account fees, please see the account agreement you received when you obtained your account. See other potential fees and charges in more detail in section 6(a) above. Except as noted above, there is no limit to the number of payments that can be approved (except that (i) payments funded with a credit account are limited to the sum of the available balance on the account when payments are made, and (ii) the number of transfers from an eligible money market chequing account is limited, as described in the Wells Fargo Deposit Account Agreement). To notify us of errors in brokerage account transfers, follow the procedures in your brokerage account agreement. We will contact you if we see unusual account activity based on your normal transaction patterns.

The Master Account holder is between the ages of 17 and 24 Payments must be scheduled by 7 p.m.m, Pacific Time, to be processed that day. We will withdraw the funds from your deposit account on the business day following the payment date. Your available balance may be reduced by the amount of your payment on the calendar day following the date the payment was sent if that day is not a business day. Scheduled payments through brokerage accounts, if authorized, or a brokerage services account may have different deadlines. Bill payments made with an eligible credit account cannot be used for payments on other Wells Fargo credit products. A deposit account cannot be used to pay off any portion of the balance you owe on that deposit account. .

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